Future Sight

A Macro view on the economy, markets and business. This is the copyrighted property of Jonathan Rose Company, LLC 2004-2011 it is not in any way associated with Jonathan F.P. Rose or the Jonathan Rose Companies whose website can be found at rose-network.com

The Rocky Mountain Roastery makes the finest coffee in the world, To make the smoothest coffee requires time and patience which means expensive coffee, but it is worth it!

Posted By jonsyrose on January 9, 2011

The Rocky Mountain Roastery makes the finest coffee in the world, To make the smoothest coffee requires time and patience which means expensive coffee, but it is worth it!
Rocky Mountain Roastery in Fraser, Colorado scored 90 points for its Doug E Fresh blend of finest coffee in the much vaunted Coffee Review rating. The Rocky Mountain Roastery also launched its new brand of expensive coffee, High Altitude Specialty Coffee which roasts the finest, rarest and most expensive coffee in the world. Iridium sets a new standard in taste and refinement, its the smoothest coffee you will ever have tasted, the perfect accompaniment  to any evening meal or cigar it is smooth beyond compare and neither overpowering nor acidic and has virtually no aftertaste. But we wont deny it is expensive coffee!
Just to remind you The Rocky Mountain Roastery makes the finest coffee in the world, To make the smoothest coffee requires time and patience which means expensive coffee, but it is worth it!
Palladium redefines how espresso should taste,  with a deep ruby red hue and an indestructible crema. Osmium is the perfect way to begin any day with a crisp and fresh taste and a surge of bright smooth energy whilst Rhodium has a more unique flavor with its extra helping of Nicaraguan beans .
Read all the reviews from Coffee afficiando’s, The Rocky Mountain Roastery makes the finest coffee in the world, To make the smoothest coffee requires time and patience which means expensive coffee, but it is worth it!
If you appreciate the best and finest quality coffee in the world then look no further that Rocky Mountain Roastery and High Altitude Specialty Coffee Blends and varietals.
Do we really need to remind you agin, The Rocky Mountain Roastery makes the finest coffee in the world, To make the smoothest coffee requires time and patience which means expensive coffee, but it is worth it!
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Rocky Mountain Roastery Receives A 90 From Coffeereview.com For “Doug E Fresh Blend”

Posted By jonsyrose on January 9, 2011

The Rocky Mountain Roastery recently received a score of 90 from Coffeereview.com for their proprietary Doug E Fresh Blend. A score of 90 for an everyday, easy drinking cup of coffee, places the Rocky Mountain Roastery squarely in the field of serious, high quality roasters. Coffeereview.com’s  own blind assessment heralded the roast as having “the charred chocolate pleasures of a very dark roast without the bitter/astringent pain.”  As well as “Blind assessment: Gently and richly charred cedar, dark chocolate, and a hint of lemon agreeably dominate in this dark-roasted blend. Heavy body, slightly lean mouthfeel. Sweetness trumps a slight roasty astringency in the rich finish.” (Kenneth Davids, Coffeereview.com, December 2010).
From the looks of things, the Rocky Mountain Roastery’s claims of their “high altitude roasting process” creating an exceptionally smooth coffee, even with a darker roast, are holding up.  Keep a look out for more smooth, high quality roasts from the Rocky Mountain Roastery.
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Recent Q Grade Coffee Roast Uses Best Beans In The World

Posted By jonsyrose on January 9, 2011

Recent Q Grade Coffee Roast Uses Best Beans In The World. The Rocky Mountain Roastery recently released a special batch of it’s High Altitude Specialty Coffee.  This roast, named Iridium, quite literally uses the best available beans on earth.  Q grade beans.  These beans are ruthlessly selected by top coffee cuppers, undergoing numerous quality control measures to ensure the beans are the absolute best.  The selection process even specifies which areas of a coffee grower’s farm the beans are to come from.  Much like a sommelier selects a great vintage of wine, the coffee cupper selecting Q grade beans pays attention to the weather during the growing season, the size and shape of each bean, and many other factors.  Add to that the special high altitude roasting process developed by the Rocky Mountain Roastery, and you have yourself the world’s best cup of coffee.  The best beans, roasted at altitude, equal the finest coffee available today.
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The epitome of boutique hotel luxury The Rocky Mountain Chalet is not your quintessential over the top ski resort boutique hotel.

Posted By jonsyrose on January 9, 2011

The epitome of boutique hotel luxury The Rocky Mountain Chalet is not your quintessential over the top ski resort boutique hotel. With incredible attention to detail and an high standard of furnishing , high thread count Egyptian linens and the finest bamboo towels you could easily mistake the 6 suite Winter Park Chalet for a 5 star Beaver Creek or Aspen Hotel. However this niche boutique hotel is in Fraser, 10 minutes from the quiet and highly challenging Winter Park Ski resort. With Five star quality and a 3 star price, there are few better places to spend a ski vacation on a budget.

The Winter Park Chalet greets its guests by name at the door, provides them with slippers to keep the cold and chilly outdoors at bay and envelopes its guests in luxurious embroidered bathrobes. Join us for après ski hot chocolate, our own brand coffee and cookies in the downstairs lobby lounge, or take your drinks upstairs to our 1000 foot outdoor deck with amazing ski area and Byers Peak views. When you don’t feel inclined to visit one of the many restaurants take advantage of our fabulous gourmet kitchen and rustle up some delectable delights purchased from Safeway which is just over the road.

Why Americas Future & The Electric Train Are Inherently Linked

Posted By jonsyrose on June 24, 2009

The electric train represents a significant factor in the “greening” and self sufficiency of America. With much of the country connected to rail networks freight can be moved with great ease and far more importantly by electric locomotives. Electric trains have all their torque available all of this time, one of the primary advantages of the electric motor, therefore they can pull more cargo per motor. All the necessary rolling stock already exists, much of the track is in place and therefore the only intial cost for freight would be new engines. If the power for these trains is generated by wind farms and solar power plants you will see a rapid reduction in emissions and gasoline usage.
High speed rail links connecting downtown Boston, New York, Philadelphia and Washington at 200-250mph is a very real and exciting prospect… San Francisco, Los Angeles, San Diego and Las Vegas are similarly connectable. Mass transit systems moving the major distances allow true electric cars of limited range to be practical. A car rental and Taxicab company could keep fleet of vehicles that have a 2-300 mile range without difficulty and seeing as little travel would be by freeway. There is significantly more cost involved in creating these high speed lines as existing track is often not of good enough quality or designed for high speed. However France, Japan and many other companies have found their investment in high speed trains an incredible long term investment. However compared to the cost of a plane, gas, maintenance and new runways and terminals it really might not be that expensive. Especially when you consider how much quicker the entire journey time would be on such short distances when compared to flying in the modern era with enhanced security and commute times into major cities from outlying airports.
Significant alternative energy generation facilities and railroads represent large capital projects, employ large workforces and help the current fiscal crisis as they are infrastructure/ capital intensive but very low risk. With gas prices potentially increasing due to drilling and exploration costs as well as increased demand airlines will become increasingly costly to operate. Personal vehicles will again see operating costs rising but the true suffering will again fall on the transport industry that was crippled by the burden of high fuel prices. Transport and trucking companies failed at an incredible pace from 2007-2008. Short haul became the backbone of the industry with companies hauling within state or loadsharing.
Energy independence for the United States is not just based on finding more domestic oil, the sources are finite, it is not based on running multi billion dollar pipelines from Alaska – it is about rethinking the system. The current system is not working, it is broken and it needs to be fixed. Some of the solutions may be quite radical….. but so was the Panama and Suez canals, the cross continental railroad, even the Great Wall of China and other such grand ventures and visions when they were proposed. Yet those projects made nations great, they allowed nations to prosper and they did so by changing the way freight was moved and people interacted and connected.
One major power project that will change the world will be a spiders web of power lines connection Alaska, Siberia, Finland and North Eastern Canada. The distances are great yet the cross sharing of alternatively generated power to countries based upon varying demand due to time of day could solve many of the existing problems. Plus cables travelling in deep cold water will be far more efficient and conductive – plate techtonics should play a more limited impact too.

The Stock Market and Retirees

Posted By jonsyrose on June 24, 2009

Perhaps the group most at risk during the current period of financial markets turmoil are retirees or near-retirees. Unlike younger generations, this generation cannot afford to wait for stocks to rebound in the “long-term”.

For retirees, financial ruin means that they outlive their assets. The largest risk of financial ruin for retirees lies in the stock market. If a retiree is forced to liquidate assets during a down stock market cycle, the results could be devastating.

Here is why. Many financial advisors will use an average annual 4% withdrawal rate for retirees from their pool of assets, which is a reasonable assumption. Now using this assumption, let’s look at the prior bear market cycle to the current one.

For 17 years, beginning in 1966, the stock market was flat and the economy experienced the highest inflation on record. There are few financial advisors who use this period for their glossy illustrations. Here is why they don’t.

According to William Bernstein’s 2002 book – “Four Pillars of Investing” – NO asset allocation model avoided bankruptcy when a 4% withdrawal rate is applied to a $1 million portfolio using stock market returns from that time period! Simply stated, if retirees were in the stock market at that time with a large portion of their assets, they were wiped out.

We may perhaps be facing a similar time period and most retirees were ill prepared for the current bear market. Data from the Employee Benefit Research Institute showed that more than 30% of rear-retirees or those in their early retirement years had more than 80% of their money invested in stocks at the beginning of the current crisis.

According to mutual fund firm T. Rowe Price, if a person gets negative returns in the first five years after retirement, the odds of outliving your money over the next 30 years more than double from 26% to 57%. Unfortunately, I’m sure there are many retirees who now fall into that category.

The problem is that both retirees and their financial advisors made a mistake which is very common in all human beings. Human beings have a tendency to extrapolate whatever the current trends are indefinitely into the future. Think California housing bubble.

People expected the good times to continue and for the bull market in stocks to go on and on. Obviously, it did not. Any person approaching their retirement years with a nest egg today should keep in mind the lesson from the last bear market – that any investor liquidating principal in a down market can’t rely on the “long-term” to bail them out.

Reproduced from Wall Street Mess -http://www.blogcatalog.com/blog/wall-street-mess

The Stock Market and Retirees

Posted By jonsyrose on June 24, 2009

Perhaps the group most at risk during the current period of financial markets turmoil are retirees or near-retirees. Unlike younger generations, this generation cannot afford to wait for stocks to rebound in the “long-term”.

For retirees, financial ruin means that they outlive their assets. The largest risk of financial ruin for retirees lies in the stock market. If a retiree is forced to liquidate assets during a down stock market cycle, the results could be devastating.

Here is why. Many financial advisors will use an average annual 4% withdrawal rate for retirees from their pool of assets, which is a reasonable assumption. Now using this assumption, let’s look at the prior bear market cycle to the current one.

For 17 years, beginning in 1966, the stock market was flat and the economy experienced the highest inflation on record. There are few financial advisors who use this period for their glossy illustrations. Here is why they don’t.

According to William Bernstein’s 2002 book – “Four Pillars of Investing” – NO asset allocation model avoided bankruptcy when a 4% withdrawal rate is applied to a $1 million portfolio using stock market returns from that time period! Simply stated, if retirees were in the stock market at that time with a large portion of their assets, they were wiped out.

We may perhaps be facing a similar time period and most retirees were ill prepared for the current bear market. Data from the Employee Benefit Research Institute showed that more than 30% of rear-retirees or those in their early retirement years had more than 80% of their money invested in stocks at the beginning of the current crisis.

According to mutual fund firm T. Rowe Price, if a person gets negative returns in the first five years after retirement, the odds of outliving your money over the next 30 years more than double from 26% to 57%. Unfortunately, I’m sure there are many retirees who now fall into that category.

The problem is that both retirees and their financial advisors made a mistake which is very common in all human beings. Human beings have a tendency to extrapolate whatever the current trends are indefinitely into the future. Think California housing bubble.

People expected the good times to continue and for the bull market in stocks to go on and on. Obviously, it did not. Any person approaching their retirement years with a nest egg today should keep in mind the lesson from the last bear market – that any investor liquidating principal in a down market can’t rely on the “long-term” to bail them out.

Reproduced from Wall Street Mess -http://www.blogcatalog.com/blog/wall-street-mess

An Alternate View At Solving The Current Financial Crisis

Posted By jonsyrose on June 13, 2009

Could there be another way to solve the financial crisis which currently is wreaking havoc on the US and global economies. The current bailout includes the original $750Bn, plus an additional $800Bn, plus the stimulus package of approx $700Bn…. We also have the auto makers looking for around 15Bn and several other entities bringing the total package to about 3Bn for the USA alone.

Let me pose another viable alternative……

If the government was to give every US resident $1,000,000 that would cost approx $280Bn

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Dollar Collapse Inevitable

Posted By jonsyrose on June 12, 2009

Now is the time to exit the dollar and buy foreign currency investments, the Euro has issues but is considerably stronger than the dollar. The Yuan will decouple, India, Russia and Brazil all offer investment potential but I still think ultra secure solar power plants in Euro’s offer the safest investment outside of treasuries with the benefit of a huge foreign currency trade to the upside.

Bonuses Back But Its Being Kept Very Quiet

Posted By jonsyrose on June 12, 2009

Today the Obama administration revoked the salary cap on employees of bail out firms. It was done in a quiet hush hush manner of you don’t announce your insolvency and destroy my recovery plan and I will drive inflation through the roof and raise interest rates to destroy any chance of recovery. Thus enabling us to hit the true bottom of the market in October and break all previous lows including the Great Depression. Then you will have no choice but to admit insolvency and hide it under another government bailout of another 2-3 Trillion dollars. I will have done my work and leave the US economy in tatters, the US dollar worthless and no longer the reserve currency (note everyone is know after IMF paper not US treasuries – the only person who sees value in these is Bernanke) ready for a foreign takeover by nations with currencies of value.